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The Cost of IVF in California

Vicken Sahakian
10 Jun 2019

In vitro fertilization (IVF) costs can often deter intended parents in California who are trying to increase their chances of a successful pregnancy. 

Nobody likes hidden costs, and we want to provide you with as much transparency into the IVF process as possible. Often asked “How much does IVF cost in California?”, we've gathered some important numbers surrounding treatment pricing for IVF.

Let’s dive into everything you need to know about what you can expect to pay for your newest family member, and additional pricing factors to consider. 

The Cost of IVF in California

On average, the cost to have IVF treatment done in California across major cities ranges between $8,000 to $13,000 for one IVF cycle without the medication. California state requires insurance companies to have some form of coverage for intended parents looking to take part in infertility treatment. However, California doesn’t extend this law to IVF treatments.

What goes into IVF costs

At a minimum, intended parents will have to cover the cost of the IVF treatment cycle. This includes the cost of ultrasounds, blood tests, egg retrieval, lab fees, embryo transfer, cryopreservation of viable embryos, and one year of embryo storage fees. 

However, for intended parents using third-party IVF treatments, your costs will be significantly higher and can range from $14,000 to $46,000. Depending on whether or not you’re using a surrogate and egg donor, you can participate in the “Unlimited IVF until live birth” package. This ensures that you’ll walk home with a new family member, regardless of how many egg retrievals, embryo transfers, and ultrasounds you may require. 

IVF cost

We want to make the cost of IVF treatment as affordable as possible for all of our intended parents, so we offer The Access Plan, a discount program based on income. All intended parents may apply to receive a discount on qualifying services. We offer three discount levels: 15%, 25% and 50% off.

At Pacific Fertility Center Los Angeles, you can select from the best IVF packages available in the nation. View our comprehensive pricing packages on our website’s pricing and treatment page. Please make sure to speak with one of our financial coordinators for the latest information. 

The cost of egg retrievals [IVF]

Depending on if you’re using conventional IVF with your own eggs and sperm, or if you’re using an egg donor, your egg retrieval costs during IVF will vary. However, most IVF clinics do not explicitly offer just an egg retrieval -- rather, you can purchase the service through a package that includes other necessary parts such as ultrasounds, fertilization, or more. 

Depending on next steps after the procedure, an intended parent undergoing the egg retrieval procedure herself can expect to pay anywhere from $7,000 to $22,000. This range may be lower with insurance coverage. Your fertility clinic may offer different pricing packages by volume of services purchased, so talk to your fertility doctor and financial coordinator about what packages are best for you.

At PFCLA, you can access one, two or three cycles, with pricing discounts offered when you choose more than one cycle upfront. You can also decide if you’d like to freeze your eggs after the retrieval or fertilize the eggs and freeze the embryos for a later time. 

How much does an egg donor cost? 

If you’re using an egg donor for your fertility journey, her egg retrieval will be more expensive due to the additional coordination, testing, and treatment required. Aside from the base egg donor compensation package (around $8,000 in California), you can purchase IVF plans with one egg retrieval, multiple egg retrievals, unlimited transfers, or unlimited egg retrievals until live birth. The cost of these programs range from $25,000 to $46,000, and these prices are significantly discounted as patients purchase additional cycles and transfers. 

However, remember that daily is priceless - and so is peace of mind - so when you’re undergoing egg retrievals for your IVF cycle, make sure you’re picking the financial package that will best align with your unique goals and desires. 

The cost of fertility medications

The cost of fertility medications is not typically included in your IVF cycle payments, unless working with an egg donor and/or surrogate, and you may need to purchase those with or without insurance coverage. Patients typically spend around $4,000 to $6,000 on fertility medication, and these may be covered by insurance. 

Depending on the amount of medication required, these medications can increase the cost of treatment. At Pacific Fertility Center Los Angeles, we offer three types of IVF, all of which need different medication amounts.

Costs associated with Natural IVF

With our natural IVF services, intended parents don’t use any fertility medications during IVF treatment. This makes natural IVF the most affordable option. However, this treatment isn’t always the right option for all intended parents. 

Costs associated with Mini IVF 

Mini IVF requires some use of fertility medications. Mini IVF is the more moderately priced option compared to conventional IVF, but comes with associated risks and complications. 

Costs associated with Conventional (Traditional) IVF

Finally, traditional IVF uses higher amounts of medication to encourage the production of more eggs and give you the best chance of getting pregnant. However, the cost of medicines is higher for intended parents that undergo conventional IVF than mini or natural IVF. 

At PFCLA, you can expect to pay anywhere from $7,000 to $22,000 to retrieve and freeze your eggs, with an additional $4,500 to $8,500 for the embryo transfer and other testing. The prices may be lower if you have insurance coverage. When using an in-house surrogate, a frozen embryo transfer is sometimes free of charge. Your financial coordinator at PFCLA will guide you as you select the fertility services you need, as well as address any questions or concerns you may have.  

ivf cost

Additional fertility treatment costs associated with IVF

Intended parents that undergo IVF often choose additional fertility services as well. Each of these services may be associated with an additional cost, depending on which package you use:

Intracytoplasmic sperm injection (ICSI) 

ICSI costs $1,500 per fertilization at PFCLA when it is not already included in a package. In ICSI, a single sperm is injected into the egg. This may be an ideal option in cases of male factor infertility. 

Egg donation 

Egg donors can add a substantial cost to your IVF treatment process. However, not all egg donors are vetted the same, and it’s important to ensure that you’re using a high-quality donor. Through our sister agency, Hatch, you can access the top 5% of egg donor candidates at a discounted rate if you use PFCLA’s in-house IVF program. PFCLA also offers a third-party IVF pricing plan with unlimited transfers and cycles, so you can feel confident that you’re paying a fixed price for unlimited treatments until you have a baby. 

Gestational surrogacy 

Surrogacy can also increase the costs of fertility services. In California, total surrogacy costs can range from $80,000 to $130,000. For intended parents considering surrogacy and IVF, you have a much wider price range due to the variable nature of agency fees, surrogate experience levels, and more. Through our sister agency, Hatch, you can access the top 5% of surrogate candidates across the country at a discounted rate if you use PFCLA’s in-house IVF program. 

Through our unlimited cycles and unlimited transfers plans, your third-party fertility journey will stay at a fixed price with the clinic, no matter how many cycles or transfers are needed. This revolutionary financial plan allows us to share the financial risk associated with IVF, and has been replicated by other IVF clinics across the nation to varying degrees. Most other clinics do not include medications or PGS (preimplantation genetic screening, also known as PGT-A) in their plans.  

ivf costs

Preimplantation genetic diagnosis (PGD) 

At PFCLA, PGD costs $6,000 for up to eight embryos, with an additional $250/embryo. This testing method can screen embryos for specific genetic diseases and disorders before transferring the embryo to the uterus. 

Preimplantation genetic screening (PGS/PGT-A) 

Similar to PGD, this testing method checks the overall number of chromosomes in your embryos to make sure they are at a normal and healthy number. Additionally, this technology allows parents to select the sex of their child. At PFCLA, PGS costs $5,000 for up to eight embryos when it is not already included in your package. This technology also allows intended parents to select the sex of the embryo implanted, so IPs can realize certain dreams of bringing in a baby boy or girl into the world. 

Prepare for your IVF payments 

In addition to reproductive services, you can take advantage of a wide range of other services, such as insurance referral and financial planning. Our doctors helped pioneer a revolutionary financial program that has forever changed how reproductive medicine is practiced, making it more affordable for more people.

We also offer financing with an application response provided within 24 business hours so that you can spread out your costs as much as possible, even if using an egg donor and surrogate. To learn more about what we can do for you, get in touch. We’re always happy to help. 

Apply for CapexMD Fertility Loans  

Note: This is not intended to be a substitute for professional medical advice, diagnosis or treatment. Information provided is for general educational purposes only and is subject to change without notice. Speak to your doctor directly with any questions you may have regarding a medical condition. Any information contained herein does not replace any care plan as determined by a physician. 

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